Are you falling victim to myths and misconceptions regarding your personal injury claim that may jeopardize your case? The St. Louis personal injury attorneys at Hoffman & Gelfman want you to be aware of these common fallacies, so you can ensure a winning settlement.

Don’t Believe These Common Misconceptions:

– There’s no need to report minor injuries to police following an accident.
Wrong. No injury = no case.

– You should freely give a recorded statement to an insurance company post-accident.
If an insurer is requesting a statement, they’re investigating important legal issues. Politely decline until discussed with your attorney.

– You must sign an insurance request for access to your medical records.
Incorrect. Do not sign the form. Consult your attorney first.

– If you make an accident claim, your insurer will raise premiums/drop you.
In no-fault situations, you’re entitled to coverage without penalty.

– If your medical insurance pays accident bills, you must reimburse them.
“Letters of assignment” from insurers are at-best, unjust, and should be reviewed by an attorney. Never sign one.

– Taxes are owed on your settlement.
Personally injury settlements are typically tax-free.

– Anyone can obtain just compensation for injuries.
Insurance Research Council studies show injured persons receive three-and-one-half times more, on average, than those representing themselves.

Ensure a wining settlement. Opt for a St. Louis personal injury attorney who knows all the ins-and-outs of accident cases. Contact Hoffman & Gelfman today.