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Posted on July 26, 2018 by

What to Know About Filing Insurance Claims After an Accident

If you’ve recently been a victim in your first car accident, you may be feeling confused. It’s difficult to know how to proceed, and what you should do about filing an insurance claim. We’d like to help you learn what to do, step by step.

Step One: Know What Type of Claim You’re Filing

There are basically two types of claims – first party claims and third party claims. If you were at fault, you would file a claim with your own insurance company. However, if another driver was at fault, you’d file one with their insurance company.

Step Two: Act Quickly When You File

It’s important to act fast when you have been in an accident. Of course, you should take care of your medical needs first. You’ll need to know the extent of your injuries, and you want to get the medical care you need. However, don’t put off taking action. This is something you need to take care of right away.

Step Three: Talk with a St. Louis Personal Injury Lawyer First

It’s important to talk with a St. Louis personal injury lawyer as soon as you can. They can contact the insurance company on your behalf, and they know exactly what steps you need to take throughout the process. It’s important to have an attorney you can trust to take over your case, and they’ll fight to get the compensation you deserve.