How Does the Insurance Company Decide Who Is at Fault in a Car Accident
If you have recently been in a car accident, you probably went through all of the proper steps. You have a police report, you sought medical attention, and then you contacted both insurance companies.
Both your and the other driver's insurance companies have a big job ahead of them. It's up to them to help determine who was at fault for the accident. Let's talk about how they do that.
Contacting the Insurance Company
Once you call an insurance company to report an accident, they will ask you a series of questions about what happened. Once they have their information, they will assign your case to an adjuster. It's their job to:
* Do research on the accident.
* Contact and interview any witnesses.
* Evaluate the damage to the vehicle(s).
* Examine medical records.
Once they have all the information they need, they will determine who was at fault. If the fault is shared, they will assign a percentage to each driver.
After Fault is Determined
If you're working with a St. Louis car accident attorney, they'll work closely with the insurance company to get to an agreement for a fair settlement. If they cannot reach an agreement, the case will go to court.
It can be very difficult to deal with insurance companies after an accident. It's smart to choose a St. Louis car accident attorney who will work to get you the highest compensation amount possible.